Student Loan Debt Relief
Apply today (but no later than Dec. 31, 2023).
Filling out the application is easy and takes about 5 minutes. You don’t need to log in or provide any documents. Go to studentaid.gov/debt-relief/application to apply.
How Much Can You Get?
- Up to $20,000 in debt relief if you received a Federal Pell Grant in college and meet the income requirements
- Up to $10,000 in debt relief if you didn’t receive a Federal Pell Grant in college and meet the income requirements
The debt relief applies only to loan balances you had before June 30, 2022. Any new loans disbursed on or after July 1, 2022, aren’t eligible for debt relief. Other rules apply to consolidate loans, go to studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info#eligible-loans.
If you have eligible federal student loans and meet the income requirements, it doesn’t matter if you’ve been actively repaying your loans or are in school, a grace period, or default.
You should apply for debt relief using your own income information. If we identify you as a dependent student, we’ll email you with instructions for you and your parent. Until then, you don’t need to do anything except submit your application.
Although a temporary order was filed to prevent the government from processing debt relief applications, you are encouraged to apply at studentaid.gov. Join the nearly 22 million Americans who have already applied. The US government will be reviewing all applications and preparing them for transmission to loan servicers. The president will continue to fight Republican officials suing to block efforts to provide relief to working families.
Begin the process today by going to studentaid.gov/debt-relief/application.
