Own a Home You Can Afford

Chloe has asked herself a question a lot of folks here do—can I afford to remain living here or do I need to move away?

Born and raised in Asheville with strong family bonds, Chloe was determined to secure housing in her hometown, and today she can officially say she did that.

After completing hundreds of hours of sweat equity, Chloe purchased her beautiful, affordable home in Habitat’s Glenn Bridge neighborhood. Her home was made possible by the Legacy Builders Society, and Adopt-A-Lot sponsors Jim and Pat Morris.

Asheville Area Habitat for Humanity builds and finances 1-, 2-, 3-, and 4-bedroom homes and townhomes. They are currently searching for homebuyers for their Aging in Place homes. Qualified homeowners pay an affordable monthly mortgage that is equal to or less than 30% of their gross monthly income.

Through Habitat’s Homeownership program, you will own a home you can afford and be a part of a thriving community—no down payment and no closing costs.

Qualifications for Homeownership

Residency – Must have lived and/or worked in Buncombe or Madison Counties for a minimum of 12 months prior to application. Applicants must be legal US residents.

Need – Living in overcrowded or substandard housing. Paying more than 30% of gross income on rent. Living in temporary, subsidized, or public housing.

Willingness to Partner – Each applicant who will be listed on the deed must be willing to perform 200 hours of Sweat Equity. Applicants must be willing to complete a Homebuyer Education program. Appropriate accommodations can be made for families with physical limitations in accordance with the Americans with Disabilities Act.

Habitat offers information sessions in order to present detailed information about the Homeownership Program and what it takes to qualify.

An in-person session takes place on Wednesday, July 23, 2025 from 6-7 p.m. at Habitat’s Admin Office, 33 Meadow Road in Asheville.

Find more details at www.ashevillehabitat.org/housing-programs/home-ownership.